Chelsea Kruse, Saphire Realty

Legal

Terms of Use

Last updated: September 27, 2026

Agreement to these terms

chelseakruse.com is operated by Saphire Realty LLC, 309 Main Street, Balsam Lake, WI 54810. By using this website you agree to these terms. If you do not agree, please do not use the site.

Information on this site

Content on this website, including listings, market information, and area descriptions, is provided for general information only. It is believed to be reliable but is not guaranteed, and it may change without notice. Nothing on this site is legal, tax, or financial advice.

No agency relationship

Using this website or submitting the contact form does not by itself create an agency or brokerage relationship. Any such relationship is established only by a written agreement.

SMS / text messaging terms

By opting in to text messages on the contact form, you agree to receive text messages from Saphire Realty about your real estate inquiry, including replies, appointment scheduling, and property updates.

Message frequency varies. Message and data rates may apply.

Reply STOP to any message to opt out. Reply HELP for help, or contact us at (715) 220-9591 or chelseakruserealtor@gmail.com.

Carriers are not liable for delayed or undelivered messages. Consent to receive text messages is not a condition of any purchase or service.

How we handle your phone number and SMS consent is described in our Privacy Policy. We do not share your phone number or SMS consent with third parties for marketing purposes.

Equal housing opportunity

Saphire Realty is committed to the Fair Housing Act and equal housing opportunity. We do not discriminate on the basis of race, color, religion, sex, disability, familial status, national origin, or any other class protected by federal, Wisconsin, or Minnesota law.

Intellectual property

The text, photos, logos, and design of this website belong to Saphire Realty or its licensors and may not be copied or reused without permission.

Limitation of liability

This website is provided "as is." To the fullest extent permitted by law, Saphire Realty is not liable for any damages arising from your use of, or inability to use, this website.

Governing law

These terms are governed by the laws of the State of Wisconsin.

Changes to these terms

We may update these terms from time to time. The "Last updated" date above shows when they last changed.

Contact us

Saphire Realty LLC, 309 Main Street, Balsam Lake, WI 54810. Phone (715) 220-9591. Email chelseakruserealtor@gmail.com.